Coffee plantation business case
Wayanad paddy → Robusta coffee, vs. the same capital in an ETF. Edits update live.
Break-even (crop)
Year 6
Break-even (+land)
Year 10
Crosses ETF
Beyond horizon
Terminal wealth
₹69,00,728
ETF after-tax
₹75,31,966
Coffee (Purchase vs Lease) vs ETF — total wealth over time
Hover the chart to inspect any year.
Purchase vs Lease
Both computed from the exact same yield/price/ETF assumptions above — only the land cost changes. "Break-even (crop only)" is the same either way (Year 6) since it excludes land/lease cost entirely — see the Full report tab to edit each side's own land cost, lease rate, and term.
| Purchase | Lease | |
|---|---|---|
| Break-even (+land / +lease) | Year 10 | Year 7 |
| Crosses ETF | Beyond horizon | Beyond horizon |
| Terminal wealth (year 20) | ₹69,00,728 | ₹35,51,380 |
| Total out-of-pocket | ₹15,50,000 | ₹3,99,010 |
Purchase wins on terminal wealth by ₹33,49,348 at year 20 under the current assumptions — use the "Lease affordability solver" in Full report to find the lease rate that changes this.
Out-of-pocket by year
Cash you need to put in from your own pocket each year — costs (land, establishment, maintenance) minus that year's coffee revenue, floored at zero once revenue covers costs.
| Year | Out-of-pocket |
|---|---|
| Year 0 | ₹13,20,000 |
| Year 1 | ₹1,20,000 |
| Year 2 | ₹55,000 |
| Year 3 | ₹55,000 |
| Year 4 | ₹0 |
Total out-of-pocket investment: ₹15,50,000
Quick inputs
Land
Yield
Price
ETF comparison
More inputs — establishment/maintenance costs, land add-on costs, multiple parcels, yield ramp, German tax details — plus the year-by-year table and scenario matrix, live in Full report.